Save Time And Money
82% of Americans stated that shopping around for auto insurance from individual providers can take up to 2 hours or more. Now with Best Auto Insurance, shoppers can explore various plans from leading insurance companies in a matter of minutes. Comparing rates from competing insurance providers is the most effective way to save money on your auto premiums. 76% of consumers who have shopped around say they've saved money by doing so, with 30% reporting a savings of $500 or more.**
Let us simplify the quote process. Enter your zip code above to get matched with affordable quotes and start saving today!
Some drivers could be eligible for initial coverage as low as $25!*how are my insurance rates determined?
your credit score
Your credit score is a big determining factor of your monthly insurance premium. Your credit history can be collected and used by insurance companies to determine your insurance premium in every state except California, Hawaii, and Massachusetts. While not all insurance companies use this metric, most of the big-name auto insurance companies do.
city and zip code
Big cities have higher accident rates than smaller ones. Insurance companies are well aware of this and will give you a higher premium if you live in a heavily populated city. Other factors can include your local crime rate, where you park your car, and your distance to the nearest police station.
car model
Rates also vary according to the model of car you drive and how you drive it. Car safety ratings, your driving record, and the model’s claim record are all factored into your premium. A sports car will likely have a higher rate than a SUV, and somebody with a bunch of speeding tickets will have a higher rate than somebody without.
special discounts
You may be eligible for special rate discounts that many insurance providers offer. Discounts are commonly given to people with Anti-Theft devices, clean-air vehicles, bundling multiple cars or lines of insurance, or making bi-yearly payments instead of monthly..
